Loans without collateral or also known as unsecured loans, is a loan without any assets pledged as collateral for the loan. Therefore there is no guarantee that the loan guarantee the lending decisions are based solely on the credit history of loan applicants in person, or in other words mean that the ability to perform its obligation of repayment of the loan is a substitute for collateral.

In particular, an individual or company must have a satisfactory credit score (at least has a value of 650) with yanjg income sufficient to overcome the burden of debt that will be done. This unsecured loan usually ranges from several riubu USD to a maximum of $ 100,000